Knowing Your Flood Risk

10/22/2021 (Permalink)

An abandoned flooded hotel.

One of the ways that an insurance company dictates your coverage is the location of your home and the likeliness that a flooded waterway or wildfire will put your property in danger.

There is a FEMA website dedicated to letting you know if your home is in a flood zone.  For example, our office is located in an area of minimal flood hazard.

PROPERTY LOCATED AT: 7057 S 5th, Pocatello, ID 83204FEMA FLOOD ZONE: X, AREA OF MINIMAL FLOOD HAZARD You can check your homes flood zone here- https://floodmap.floodsimple.com/ It's important to remember that a flood can happen anywhere.  A rain storm can produce flash floods in almost any location, but a flood from a local waterway can be just as devastating.  Making sure you understand the risk will allow you to make sure you have the right coverage for your home.  Check out your address on the website and call your local agent to make sure you have the correct coverage for what your risk is.